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Five Reasons Why Deflategate Is a Great Big Nothing
I’m pretty sure this is the first time I’ve ever written an article about sports of any kind. I consider myself to be something of a modest sports fan. I like high school and college football and professional hockey, and I do watch the Super Bowl every year. But obsessed I’m not. Perhaps that Continue Reading
We Did a Self-Move From Georgia to New Hampshire – NEVER Again!
Just before Thanksgiving, my family and I packed up our lives and moved from Georgia to New Hampshire. I wrote about why we made the move - unusual as most people would consider it - in a post last week. Today I want talk about the mechanics of the move, because the story could be a benefit for othe Continue Reading
Your Kid Does Not Need a New Car
Comedian Jeff Dunham says people who buy new cars for their kids have it all wrong. 16 or 17 year old kids, he emphasizes, don’t need a new car - they need a bumper car. And he was talking about his own daughter! I totally agree! A kid does not need a new car! It's mostly a want, either by the kid Continue Reading
New Home or Existing Home – Which is the Better Deal?
Now that home values are no longer on a steady upward path, the choice of home you buy has greater consequences than ever. In the recent past, a purchase mistake could usually be covered by rising prices. All you had to do was wait a few years and the moment would come when you could sell the mistak Continue Reading
Living Beneath Your Means Is the Ultimate Financial Plan
A lot of ink and cyberspace is dedicated to finding ways that help you to achieve financial independence. They tell you of ways to cut your credit card interest rates – all the way down to zero – to earn more money on your investments, and how to earn more money in your career. Those are import Continue Reading
We Did Something Un-American – We Moved From the South to New England
In late November – just a couple of days before Thanksgiving – my family and I uprooted ourselves from the Atlanta suburbs, and moved 1,200 north to New Hampshire. A strange move, wouldn’t you say? In fact, some may say it’s even downright un-American: we moved from the South to New England. Continue Reading
How to Take Control of Your Medical Bills
Last summer my wife had shoulder surgery, and eight months later the bills are still coming in. Yes, we have health insurance, but as everyone who’s ever had a large medical procedure knows, you get bills from people you didn’t even know were in the operating room. So here's come advice on how t Continue Reading
Most Americans Will Never Be Able to Retire
Last summer, an article on Yahoo Finance compiled information indicating that the “average working-age family has set aside a mere $3,000 for retirement”. Before dismissing that report, consider that it is consistent with a 2011 survey showing that 64% of Americans have less than $1,000 in liqui Continue Reading
Is Now a Good Time to Refinance?
Rates for fixed rate mortgages are below 4% for a 30 year loan, and down close to 3% for 15 year loans. So is now a good time to refinance? Maybe. And only maybe. If you have an adjustable rate mortgage (ARM), a funky ALT-A, a variable home equity line of credit that can be consolidated, or most Continue Reading
What is the REAL Meaning of Christmas?
I have a theory - I call it my “December theory” - and it goes something like this: every year, beginning about a week before Thanksgiving, and carrying through the entire month of December, the population triples. How else can we explain why the stores are so crowded, why we have to fight for p Continue Reading