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By Kevin M Conventional wisdom holds that once a car reaches a certain age and book value that the collision coverage portion of an auto insurance policy be canceled. But I may have stumbled upon a compelling reason why you might not want to drop the coverage no matter how low the book value of [...] By Kevin M There probably isn’t a soul in the workforce who hasn’t dreamed of or at least contemplated the possibility of working from home. There are many benefits to this arrangement but it’s important to understand the limitations as well. I’ve spent a good deal of my life working from home and I strongly recommend [...] Guest Post There can be extreme competition out there these days when it comes to making an impression on the people who matter at work. Finding ways to impress the boss while maintaining your sanity can be difficult to say the least. While you certainly don’t want to have to work 70-hour workweeks just to get [...] OR, AVOID ROUTINES – DO SOMETHING UNUSUAL! By Dave Kelly Are you in a rut, bunky? Feeling like every day is like the day before? And you are certain that you are not caught up in a “Star Trek” or “Groundhog Day” like time loop? I have an idea for you! Change things up! Do something impulsive, unusual, or [...] STRATEGY #10 TO SURVIVE A DOWN ECONOMY By Kevin M When careers and money become questionable foundations in our lives, what’s left? It’s often only in bad economies that we even entertain the question. In 10 Ways To Survive a Down Economy (published on Christianpf.com June 1) we listed ten strategies to help us deal with the [...] STRATEGY #5 TO SURVIVE A DOWN ECONOMY By Kevin M In the dreary job market of the moment, people are having difficulty with two major areas in particular: keeping a steady income flow and increasing that flow. The increasing level of unemployment is not only eliminating jobs, but it’s also putting a lid on raises [...] By Kevin M It often seems that people who work for someone else, who hold traditional jobs, dream of the day when they’ll break out of their cubicle and go it alone, running their own business. But talk to many of the self-employed and you’re likely to hear of a deep desire to pitch it all [...] By Kevin M If you’re living paycheck-to-paycheck, and struggling just to get by each month, that situation won’t improve until you reach the point where you have a cushion to back you up. You might think that the pressure would be eased by an additional income source, but the problem with higher income is that [...] By Kevin M This is a weekly open forum dedicated to increasing income, cash flow and customer base, for anybody who needs to increase business or supplement a paycheck. Salaried employees, homemakers, small business owners, commissioned sales people, entrepreneurs, retirees—this is FOR you, and we’d like to hear FROM you. What works in one household or [...] |
 
General: Any information in regard to money, credit, personal finance, or in regard to any other monetary topic, provided or shared on OutOfYourRut.com is presented for information and entertainment purposes only and does not constitute financial advice. It is intended to provide general information only and does not constitute personal financial advice in regard to your specific circumstances...MORE-->
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Face the Future Informed and Without Fear
By Kevin M
Unemployment ticked down in November for the first time in many months, some of the big banks have announced plans to pay back TARP money given to them early in the financial crisis and Wall Street is on the rise—a classic recovery is underway!
Or is it?
Before you think of this as a [...]