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By Kevin M You may be employed at the moment; in fact you may even be well-employed. But look at many others around you and what do you see? With millions unemployed, millions more under-employed, and hundreds of thousands of jobs being outsourced to lower wage countries, what does the future of employment hold? [...] By Kevin M We’re not going to talk today about the best deals on widescreen TVs or the most cost effective cable packages. Instead, I want to focus on what I’m certain are the far larger affects of TV on our finances in the form of time, opportunity cost, and influence. Time. According to Adweek [...] By Kevin M I’m a bit, shall we say, long-in-the-tooth to be watching a teen-oriented program, but since my wife and I have teenage kids, we often watch what they watch. At a minimum, we want to know what kind of entertainment they’re taking in. About 18 months ago, ABC Family rolled out the teen series, [...] By Kevin M What if the economy isn’t turning the corner? What if the “Great Recession” isn’t a recession at all, but the early stage of a longer term economic devolution? I consider this as more than a reasonable possibility. As much as we might cling to the notion of “business as usual”, the history [...] IS CONVENIENCE OUR SERVANT OR HAS IT BECOME OUR MASTER? By Kevin M For most of the 20th Century convenience was pursued as a means to make life easier and to eliminate undesirable chores from daily life. To the World War II generation, the 1950s brought a surge in time saving devices that were a welcome [...] By Kevin M A million dollars was a lot of money when I was a kid. Inflation notwithstanding, for most of us, it still is! It’s an amount the vast majority of people will never have in their bank accounts or anywhere else in their possession. Yet it’s practically a MINIMUM if you plan [...] By Kevin M This is just my opinion, but I think tipping is kind of a crappy set up. A restaurant relies on tips to pay the staff a decent wage, so the waiter/waitress is caught in the middle, working for a business that won’t pay them fully for what they do, but never certain the [...] By Kevin M Has this ever happened to you? The arms (technical term “temple arms”) of your eyeglasses break at the joint forcing you to purchase a brand new pair of glasses? It’s happened to me three times in the past five years! OK, if you’re not an eyeglass wearer, and no one [...] |
 
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Buying vs Renting a Home – Its Not All About Money
And other questions you should ask before buying a home!
By Kevin M
Many articles have been written on the buy-verses-rent question, but most of the analysis tends to center on the dollars and cents side of the question. We read about tax advantages, investment potential, home buyer tax credits, income ratios—all important considerations, but all [...]