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Plutus Awards 2009 Finalist

How Much Money Can You Save by NOT Eating Out?

By Kevin M

Redeeming Riches has been running a truly good series, 10 Money-Saving Tips to Help You Stash $10,000!, which includes tips in each post on how to accumulate such a pile of cash, one expense at a time. The initial post in the series ran back on February 22nd, and took aim at cutting [...]

OutOfYourRut’s First Ever Friday Personal Finance Round Up

By Kevin M

This week opens voting on the Plutus Awards in the personal finance blogging world, which makes it the perfect time to launch OutOfYourRut’s first ever Friday Round Up. There are some great sites out there, with many brilliant posts, but here are the ones that really caught my interest this week…

Save Money on Car Repairs with Car-Part.com

By Kevin M

Last week in New Car or Used Car – Which is the Better Deal? we talked about the many virtues and monetary advantages of buying a used car.

One of the common objections to buying a used car is the higher cost of repairs and maintenance. Well, we may have at least a partial [...]

Good Retirement Planning Should Include a Low Cost/Debt Free Lifestyle

Low Cost/Debt Free lifestyle as part of retirement planning

Kevin M

Most articles on the subject of retirement planning focus completely on growing tax sheltered retirement savings plans like 401k’s and IRA’s. It’s an effort to build a large capital base as a way of creating a strong retirement income to enable us to maintain [...]

Are We Investing or Speculating in Growth Stocks?

By Kevin M

How is it, that when we put money into commodities or raw land, we’re “speculating”, but when we buy growth stocks or growth stock mutual funds, we’re “investing”? Where’s the dividing line? Is there a dividing line, or is it all marketing spin?

In recent decades, investing in the stock market has [...]

New Car or Used Car – Which is the Better Deal?

By Kevin M

Question: is a car an asset or a liability?

That was a theory question in a sophomore level accounting course I took in college way back when. After some debate among the class, the professor confirmed what we all knew, that the technically correct classification is “asset”, but felt compelled to add, “Of course, [...]

10 Ways to Buy a Car Without Getting Ripped Off

By Kevin M

Buying a new car has never been one of my favorite things to do. It’s not that I don’t absolutely love the idea of having a new car, I sure do! But the flaming hoops you have to jump through at the dealership to buy a car takes some of the fun out [...]

Positive Action in Your Life – Gonzo’s Great Gold Quest

By Dave Kelly

Ok, here’s the thing…

I like reaching goals.

I am an achievement junkie.

I am really into setting an objective, quantifying it, putting together a plan, and then going after it with everything that I have.

That is cool to me. It gives me energy and excitement. Provides purpose.

When I was in elementary [...]

Is Voice Mail Killing the Economy?

The Economy is Choking on Cost Containment

By Kevin M

The other day, my wife called our prospective health insurance carrier, trying to get our plan initiated. She was greeted by voice mail and immediately placed on hold. Once she did get a live voice, she was placed on hold two more times, only to find that [...]

Blue Collar Jobs Can’t be Moved Offshore

By Kevin M

In Jobs and Careers That Aren’t Coming Back we listed and discussed 13 career fields that are in a state of decline and unlikely to recover. Today we’ll cover the very opposite: job fields that are here to stay and likely to expand.

Global off-shoring of jobs and advances in technology are squeezing many [...]