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By Kevin M This week opens voting on the Plutus Awards in the personal finance blogging world, which makes it the perfect time to launch OutOfYourRut’s first ever Friday Round Up. There are some great sites out there, with many brilliant posts, but here are the ones that really caught my interest this week… By Kevin M OK sports fans, The Big Game is over; it’s time to get down to real life. That means OUR lives, and not the ones of the stars on the field. Got a few pounds to lose? There’s no better day than today to get to it. Why? I can think of seven reasons: By Kevin M One of the most compelling reasons for owning a home is the heavily touted tax benefit owing to deductions for mortgage interest and property taxes. Real estate agents will play this benefit for all it’s worth in extolling the idea of homeownership for all. However for three reasons, this benefit is not what it [...] And other questions you should ask before buying a home! By Kevin M Many articles have been written on the buy-verses-rent question, but most of the analysis tends to center on the dollars and cents side of the question. We read about tax advantages, investment potential, home buyer tax credits, income ratios—all important considerations, but all [...] By Kevin M I’m a bit, shall we say, long-in-the-tooth to be watching a teen-oriented program, but since my wife and I have teenage kids, we often watch what they watch. At a minimum, we want to know what kind of entertainment they’re taking in. About 18 months ago, ABC Family rolled out the teen series, [...] By Kevin M What if the economy isn’t turning the corner? What if the “Great Recession” isn’t a recession at all, but the early stage of a longer term economic devolution? I consider this as more than a reasonable possibility. As much as we might cling to the notion of “business as usual”, the history [...] By Kevin M This is just my opinion, but I think tipping is kind of a crappy set up. A restaurant relies on tips to pay the staff a decent wage, so the waiter/waitress is caught in the middle, working for a business that won’t pay them fully for what they do, but never certain the [...] By Kevin M Unemployment ticked down in November for the first time in many months, some of the big banks have announced plans to pay back TARP money given to them early in the financial crisis and Wall Street is on the rise—a classic recovery is underway! Or is it? Before you think of this as a [...] OR, AVOID ROUTINES – DO SOMETHING UNUSUAL! By Dave Kelly Are you in a rut, bunky? Feeling like every day is like the day before? And you are certain that you are not caught up in a “Star Trek” or “Groundhog Day” like time loop? I have an idea for you! Change things up! Do something impulsive, unusual, or [...] |
 
General: Any information in regard to money, credit, personal finance, or in regard to any other monetary topic, provided or shared on OutOfYourRut.com is presented for information and entertainment purposes only and does not constitute financial advice. It is intended to provide general information only and does not constitute personal financial advice in regard to your specific circumstances...MORE-->
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Why It Might Be Better to OWE on Your State Income Tax Return
By Kevin M
A disturbing report came out last week in an article on Yahoo Finance in regard to state income tax refunds being delayed. In Cash-Strapped States Delay Paying Income-Tax Refunds it was reported that several states will be delaying the issuance of refunds this year in response to budget issues.
The article said [...]