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Newsflash: You can’t get out of debt until you stop being broke! By Kevin M Some argue that if you’re in debt the priority needs to be to payoff your debts before attempting to build a savings account. Many call for the establishment of a small emergency fund—typically $1000—to handle contingencies, and then to pour all [...] By Kevin M Redeeming Riches has been running a truly good series, 10 Money-Saving Tips to Help You Stash $10,000!, which includes tips in each post on how to accumulate such a pile of cash, one expense at a time. The initial post in the series ran back on February 22nd, and took aim at cutting [...] By Kevin M Last week in New Car or Used Car – Which is the Better Deal? we talked about the many virtues and monetary advantages of buying a used car. One of the common objections to buying a used car is the higher cost of repairs and maintenance. Well, we may have at least a partial [...] By Kevin M Question: is a car an asset or a liability? That was a theory question in a sophomore level accounting course I took in college way back when. After some debate among the class, the professor confirmed what we all knew, that the technically correct classification is “asset”, but felt compelled to add, “Of course, [...] By Kevin M We’re not going to talk today about the best deals on widescreen TVs or the most cost effective cable packages. Instead, I want to focus on what I’m certain are the far larger affects of TV on our finances in the form of time, opportunity cost, and influence. Time. According to Adweek [...] IS CONVENIENCE OUR SERVANT OR HAS IT BECOME OUR MASTER? By Kevin M For most of the 20th Century convenience was pursued as a means to make life easier and to eliminate undesirable chores from daily life. To the World War II generation, the 1950s brought a surge in time saving devices that were a welcome [...] By Kevin M Has this ever happened to you? The arms (technical term “temple arms”) of your eyeglasses break at the joint forcing you to purchase a brand new pair of glasses? It’s happened to me three times in the past five years! OK, if you’re not an eyeglass wearer, and no one [...] By Kevin M Conventional wisdom holds that once a car reaches a certain age and book value that the collision coverage portion of an auto insurance policy be canceled. But I may have stumbled upon a compelling reason why you might not want to drop the coverage no matter how low the book value of [...] |
 
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