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OutOfYourRut FAITH FORUM



How to Control Your Spending Habits and Avoid Debt

The following is a guest post by Kevin Craig

Bad spending habits are something that every spend-thrift American is addicted to. Easy availability of credit cards and quick access to loans has fanned this fiery practice all the more. And the result is deep debt crisis faced by almost every second person in [...]

Minimum Monthly Balance Tip For Credit Card Debt

By Timothy Ng

You can save a lot of money and eliminate your credit card debt faster if you understand the balance repayments of your credit card and the interest you are paying. In this article you can find out how you can save money every month.

Many people get into credit card [...]

Advantages of Business Credit Cards

By Alban (Guest Post)

A standard credit card gives you the security and ease of use to access funds at anytime, anywhere, online, over the phone or in person, and while not all credit cards can be opened for business use, there is a wide range of business credit cards to choose from to keep your [...]

Payoff Your Credit Cards – But Set the Stage FIRST

It’s easier when you take care of a few things first

By Kevin M

It’s been said that the best way to accomplish a big project is to break it into a series of smaller ones. Paying off credit cards can be as big a project as we can imagine, based on the size of [...]

Build Savings or Payoff Debt – Which Comes First?

Newsflash: You can’t get out of debt until you stop being broke!

By Kevin M

Some argue that if you’re in debt the priority needs to be to payoff your debts before attempting to build a savings account. Many call for the establishment of a small emergency fund—typically $1000—to handle contingencies, and then to pour all [...]

Credit Cards vs. Debit Cards – A Different Take

Kevin M

I hate this topic—so why am I writing about it? Because it seems to be a staple topic of the personal finance blogosphere! And almost universally, the conclusion will inevitably come down on the side credit cards as the better deal.

Warning: if you’re looking for that same conclusion here, you’ll be [...]