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The Economy is Choking on Cost Containment By Kevin M The other day, my wife called our prospective health insurance carrier, trying to get our plan initiated. She was greeted by voice mail and immediately placed on hold. Once she did get a live voice, she was placed on hold two more times, only to find that [...] By Kevin M Recently on OutOfYourRut I’ve been writing a series of posts centered on employment alternatives–self-employment, side businesses and soft employment (part-time, temporary or contract work). The purpose in discussing these alternatives is based on my belief that the weak employment environment we now find ourselves in may not be temporary, and longterm changes need [...] Kevin M Unstable employment may be here to stay. 10% of the work force is now unemployed, and millions more are under-employed, working at temporary or part-time jobs. By some indicators the economy is showing signs of recovery, but globalization, advances in technology and rising healthcare costs have been gradually cutting away at employment [...] By Kevin M You may be employed at the moment; in fact you may even be well-employed. But look at many others around you and what do you see? With millions unemployed, millions more under-employed, and hundreds of thousands of jobs being outsourced to lower wage countries, what does the future of employment hold? [...] By Kevin M Starting a new business is often a process of navigating a series of challenges. The greatest ideas can land in a ditch for unforeseen reasons. In fact it’s often not a bad concept that causes a new business to fail, but a lack of staying power. Starting a business should [...] By Kevin M There probably isn’t a soul in the workforce who hasn’t dreamed of or at least contemplated the possibility of working from home. There are many benefits to this arrangement but it’s important to understand the limitations as well. I’ve spent a good deal of my life working from home and I strongly recommend [...] STRATEGY #5 TO SURVIVE A DOWN ECONOMY By Kevin M In the dreary job market of the moment, people are having difficulty with two major areas in particular: keeping a steady income flow and increasing that flow. The increasing level of unemployment is not only eliminating jobs, but it’s also putting a lid on raises [...] By Kevin M It often seems that people who work for someone else, who hold traditional jobs, dream of the day when they’ll break out of their cubicle and go it alone, running their own business. But talk to many of the self-employed and you’re likely to hear of a deep desire to pitch it all [...] By Kevin M This is a weekly open forum dedicated to increasing income, cash flow and customer base, for anybody who needs to increase business or supplement a paycheck. Salaried employees, homemakers, small business owners, commissioned sales people, entrepreneurs, retirees—this is FOR you, and we’d like to hear FROM you. What works in one household or [...] |
 
General: Any information in regard to money, credit, personal finance, or in regard to any other monetary topic, provided or shared on OutOfYourRut.com is presented for information and entertainment purposes only and does not constitute financial advice. It is intended to provide general information only and does not constitute personal financial advice in regard to your specific circumstances...MORE-->
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What Career Will You Have in “Retirement”?
By Kevin M
You didn’t read that title incorrectly—that’s the question I’m asking, What Career Will You Have in Retirement? For most people the answer to this question should be given at least equal weight with the more popular focus on retirement savings.
I’m not saying that we should de-emphasize retirement savings—quite the contrary. [...]