In past articles, I’ve made the case that earning more money is more important than being frugal. On balance, this is a position that I still hold to. However, there are significant ways that being frugal can complement the effort to earn more money. And bigger picture, there does seem to be a str… Continue Reading

It can be quite a complex situation that you face when your relatives ask you about your financial situation. If your finances aren’t in the best of shape, you may be embarrassed to answer their questions. Financial discussions of any type can put us—or even the people we’re talking too—in a… Continue Reading

As a parent you will always worry about your child - it’s not something that stops when they have their first day of school, or when they become a teen, and probably gets worse again when they move out. Prepaid cards may be a solution. You can be torn between wanting to make sure they will alwa… Continue Reading

If you’re trying to cut costs to deal with higher prices and a flat income, you can only go so far with it. At some point you’ll need to make more money, and here's how you can. Continue Reading

As you consider starting your own business, making a career change, or pursuing any dream, I am ask “What are you prepared to do?” Continue Reading

Do you want to REALLY lower your cost of living for good? Ditch your car. No, I’m not kidding, ditch your car! You'll save thousands of dollars each year if you do... Continue Reading

Stealth expenses hit us in small chunks and because of the variables related to each, you can’t know what they’ll cost you in any given year. Continue Reading

Income earning ability is our single greatest financial asset. Obsessing on frugality can only hurt that effort. Continue Reading

Multi-tasking implies is that in order to be efficient, we need to spread ourselves wide and thin to do the jobs of several people. That's a recipe for burnout! Continue Reading

By learning to say no, we open ourselves to more time, energy, free time and success... Continue Reading