In past articles, I’ve made the case that earning more money is more important than being frugal. On balance, this is a position that I still hold to. However, there are significant ways that being frugal can complement the effort to earn more money. And bigger picture, there does seem to be a str… Continue Reading

It can be quite a complex situation that you face when your relatives ask you about your financial situation. If your finances aren’t in the best of shape, you may be embarrassed to answer their questions. Financial discussions of any type can put us—or even the people we’re talking too—in a… Continue Reading

As a parent you will always worry about your child - it’s not something that stops when they have their first day of school, or when they become a teen, and probably gets worse again when they move out. Prepaid cards may be a solution. You can be torn between wanting to make sure they will alwa… Continue Reading

If you’re trying to cut costs to deal with higher prices and a flat income, you can only go so far with it. At some point you’ll need to make more money, and here's how you can. Continue Reading

Do you want to REALLY lower your cost of living for good? Ditch your car. No, I’m not kidding, ditch your car! You'll save thousands of dollars each year if you do... Continue Reading

Stealth expenses hit us in small chunks and because of the variables related to each, you can’t know what they’ll cost you in any given year. Continue Reading

Spending money in business is all about assessing risks, taking chances which will grow your brand, and looking for opportunities. These are all attitudes you should take toward your personal finances in order to make your money work even harder, and to have the skills and knowledge to make the bes… Continue Reading

By Kevin M Okay, the holidays are over—and the free spending with it! It’s time to clean up the mess before it becomes an even bigger one! Despite everyone’s best intentions, overspending at the holidays is pretty standard. It isn’t until January when the bills come in that the ext… Continue Reading

Thanks to gadgets, a good number of American consumers have racked up a lot of credit card debt. Here are our suggestions for taming and controlling the gadget-greedy monster in ourselves. Continue Reading

Vacation season is almost here, but there are substantial savings to be had if you do some homework and planning. Travel closer to home, take shorter trips and look for discounts. Continue Reading