There's no question, owning a home is the emotional preferred choice. It also fits more comfortably with him humanity's tendency toward normalcy bias – the general assumption that whatever has worked in the past will always work in the future. But as the nature and core structure of America's econ… Continue Reading

If you are contemplating going it alone and becoming your own boss, you are not alone. The past decade has seen an explosion in new business startups for a whole host of reasons. In part, it is down to the difficulties faced in the broader economy. Corporate giants have tightened their belts and luc… Continue Reading

We hear a lot in the media about two very important personal financial issues – no savings and high debt. The problem is that the two are usually discussed individually. It's as if they’re independent of one another. But I'm convinced that no savings and high debt are connected – intimately �… Continue Reading

Making the right decision regarding which insurance plan to choose can get quite confusing at times. If this is your first time coming across the terms such as whole and term life insurance, we’ve created this article to clear up at least some of the confusion. We've highlighted the main 3 differe… Continue Reading

It seems as if every few months we’re treated to a list of store closings by Sears. I’ve noticed in the past they’ve mainly closed stores located in rural areas or in very small cities. But this year they’ve taken to closing stores in prime locations. So, we weren’t surprised to read that … Continue Reading

The technique of utilizing online market surveys and focus groups was developed in order to provide manufacturers with a keen insight into the psyche of the consumer. With time, the concept of an incentive-based or paid survey was also introduced. It attempted to find more willing participants, who … Continue Reading

As entrepreneurs know, running a business is a constant roller coaster of ups and downs. What’s successful one day may not be the next. And keeping up with trends can feel like being stuck on a merry-go-round. You might feel like you’ve fallen into an uninspired spiral that you just can’t seem… Continue Reading

We just returned from a summer vacation at the beach. As is my usual affliction, no matter where I am or what I’m doing, I can’t help but notice the “little things”. I think it’s the writer’s curse – the inability to simply look past the subtle, in search of some elusive deeper meaning… Continue Reading

“What Should I Do With My Life?” That question is one that many of us continually ask ourselves. I still ask myself that question as a 41 year old as much as I did when I was 21. Sometimes, that question becomes riddled with anxiety, and instead we begin to say in worry and frustration: “I don… Continue Reading

People seem to love throwing superlatives around when they represent something of an exaggeration. But when it comes to debt, overwhelming can be precisely the right word. If you have so many credit card bills, overdraft statements and the like flooding in through the door, you can feel helpless, pa… Continue Reading