Buying a house is a big decision. Not only will you probably be committing yourself to spending more money on one single item than you ever will again. You’ll probably also be writing a check for it over and over again each month for more than a third of your life! It’s a big responsibility. Hou… Continue Reading

Did you know the majority of Americans grade themselves as having a “C” based on their readiness for retirement, according to RothIRA.com? Worse, few have any concept of retirement healthcare costs. What grade would you give yourself? If you’re like the 54% of workers who said that they … Continue Reading

In the last post, The Real Purpose of Having Money: Living Life on Your Own Terms we challenged the idea of financial independence being a specific number – usually a very high one – and focused instead on specific financial conditions that give you the kinds of options that enable you to live l… Continue Reading

In 7 Dark Reasons Why Good Workers Don’t Get Promoted reader/commenter Jodie made an astute observation. She wrote: “I am retired and advise everyone to do whatever you need to do to stash away $ for when it is time to “get out of Dodge”. The ability to thumb your nose and walk away when it … Continue Reading

There’s no two ways around it – healthcare costs can be a tremendous burden once they begin to pile up. And with the recent developments that Obamacare may be under fire again, it’s important to understand how you can stay on top of your medical bills and minimize their impact. Fortunately, to… Continue Reading

In a country that has everything, it also has debt. The vast majority of Americans owe plenty when mortgages are included, but a large percentage also carry high balances, student loans, credit card balances, medical bills and auto loans. And that opens the possibility for debt relief scams, and the… Continue Reading

The US experienced plunging birth rates during the economically troubled decades of the 1930s and 1970s. That's not an unlikely scenario. Historically, birth rates tend to rise during good economic times, and decline in weaker ones. In recent years, birth rates have been on the decline. 2017 had the… Continue Reading

There’s no better feeling than being financially secure. But, you can only stretch your salary so far in order to quickly pay off debt, fund an emergency savings account, and save up for next year’s vacation. Thankfully there are all sorts of ways that will help you make money fast without havin… Continue Reading

OK sports fans, The Big Game is over; it’s time to get down to real life. That means OUR lives, and not the ones of the stars on the field. Got a few pounds to lose? There’s no better day than today to get to it. Why? Because Super Bowl Monday is THE day to start a diet. Let's be honest, the … Continue Reading

This article topic was suggested by reader/commenter Gary Haas, and it’s a timely one. Barely two years ago, you’d have been lucky to get 1% on savings accounts or certificates of deposit (CDs). But rate increases in the past couple of years have changed that situation somewhat, and it’s now b… Continue Reading