Nearly 20% of businesses fail in the first year, and 30% in the second year due to cash flow problems. The cash flow problem arises from high expenses, low revenue, and probably, inadequate business management expertise. When the funds get low, it becomes necessary for young firms to seek extra… Continue Reading

Owning a small business can be an extremely stressful prospect. Not only are you constantly scrambling to make ends meet, but you must also put funds and effort into trying to make your business grow. However, when your business is small and doesn’t have a lot to show for it, securing funding can … Continue Reading

George Floyd was killed by a police officer on May 25. But it’s now been more than three weeks, and the George Floyd protests haven’t subsided. If anything, they’ve become more pervasive. Something is very different about these protests when compared to the racial unrest in the late 1960s. … Continue Reading

Rocking an exam isn't even close to the feeling you'll get when you see your credit score go up. If you're not sure how to achieve this kind of financial freedom, you've come to the right place. There are several steps you can take to keep your credit score high. Before you can improve it, yo… Continue Reading

The current pandemic and corresponding economic crisis has many people concerned about their financial strength and durability for the long haul. If you have equity in your home, you might consider doing a home refinance either to withdraw cash or to spread the remaining balance out and lower your p… Continue Reading

We’re treated to a steady barrage of ads hawking ever lower mortgage rates, or the latest 0% introductory APR offers on credit cards. But lost in the mix are auto loan refinances. That’s unfortunate, because it appears we’re on the cusp of the coronavirus economic meltdown. That being the case… Continue Reading

Are you one of the millions of Americans who believe the economy, social construct, and financial systems of the country will go back to normal right quick just as soon as the lockdown is lifted and we’re once again free to roam about? Regrettably, that thinking is likely to prove overly optimisti… Continue Reading

According to a National Institute of Mental Health (NIMH) study, 39.2% of those involved in a motor vehicle accident go on to develop post traumatic stress disorder. The American Psychological Association also found that car accidents are the leading cause of PTSD among the general (non-military) po… Continue Reading

An orderly sense of calm has come over the grocery stores, replacing the frenzied panic of a few weeks ago. The local TV news is leading off with stories other than the coronavirus. That’s after two solid months of the first 80% of each program being dedicated to the pandemic. Meanwhile, Wall Stre… Continue Reading

Are you ready to take the plunge and buy a home? If you answered yes, you may be considering buying a new home. Have you thought about buying a foreclosed home instead? Motivated sellers, increased bargaining power, conducting home inspections during the standard contingency period are some of t… Continue Reading