Why You May Need to Continue Working in Retirement
This entire discussion is anathema to millions of people who hope for – and expect – a work-free, worry-free retirement. But many, perhaps most, people will absolutely need to continue working in retirement. Surveys show that most people underestimate how much money they’ll need to retire. Yet Continue Reading
Why Paying Off Debt Before Retirement is More Important than Ever
In What to Do if You Cannot Afford to Retire we laid out five separate strategies to help you create at least a comfortable semi-retirement. The five strategies included saving money, getting out of debt, selling your home, continuing to work, and adjusting your expectations. We’ve already done de Continue Reading
Things Around the House You Could Earn Big Bucks Selling
There are a lot of ways to earn big bucks selling in this day and age. You can start an online business overnight and begin raking in the money. Everyone would love the opportunity to make a little extra cash. But not everyone has the time, resources, or experience to add a business to their plate. Continue Reading
It Finally Happened – I Got Hit by Identity Theft
I’ve been hearing and reading a lot about how identity theft and identity fraud are the fastest growing crime in America. That doesn’t become “real” until you get hit by identity theft yourself. And I did, just two days ago. According to a 2017 study by Javelin Strategy & Research, 15 Continue Reading
Who Do You Give Thanks to at Thanksgiving?
In light of the Thanksgiving holiday, we’re going to take a break from the regular fare of careers and money on this site. There are, after all, some things that are more important than money—and even careers! One of them is marked by this very holiday, but I think it often gets lost in the shuf Continue Reading
Why You May Need to Sell Your House to Retire
Millions of Americans will not be able to afford to retire. Millions more will barely be able to retire. And still millions more won’t be able to afford to retire, but they’ll go ahead and do it anyway. That’s why you may need to sell your house to retire. This is a suggestion that I made i Continue Reading
Why You Should Save for Retirement No Matter How Old You Are
In What to Do If You Cannot Afford to Retire, I offered as a strategy that you plan to have at least some money saved for the retirement years. I even dared to suggest that you should save for retirement no matter how old you are. This is such an important topic that it needs a post all it’s own. Continue Reading
What to Do if You Cannot Afford to Retire
In today’s world, this concept is so scary that most people don’t even want to think about it. But if you cannot afford to retire, you must think about it.. And you must do more than think about it – you need to create definite strategies and the willingness to follow through with them. Let Continue Reading
Why Rising House Prices Aren’t Necessarily a Good Thing
I suppose I’m about to commit yet another heresy here. After all, it’s likely that most people think that rising house prices are a wonderful thing. But as is my happy little way, I’m going to take the counter position to this belief. While everyone is cheering on ever higher house prices, Continue Reading
5 Reasons Why Some Businesses Succeed and Other Flame Out
Some businesses succeed and others fail. It would be great if there was a specific formula that could guarantee success. But given the number of variables surrounding starting and running a business, the best we can ever do is to improve the odds. Many of the basic factors that determine why some bu Continue Reading