One of the things you will want to do is work to have a high credit rating. This can drastically affect a lot of your financial transactions in the future. Of course, having credit cards can either hurt or help your overall score. The average credit card debt per household is $16,883. Being aware of… Continue Reading

Who wouldn't want to have a little more money at the end of every month? Unless you can simply walk into your boss' office and demand a raise, one of the easiest ways to end up with more money in your bank every month is to make the most out of the funds that you're already making. That is, save mon… Continue Reading

So now we have a breach of our identities, one that we were powerless to prevent. That’s 143 million of us, including – as recently confirmed – yours truly. 143 million identities are now floating around unaccounted for somewhere in cyberspace. All because we were involuntarily enrolled in the… Continue Reading

More than 75% of the population own a smartphone, and about 45% consistently connect to the internet throughout the day, the American Psychological Association has revealed. People are using more data today than in the past few years as the mobile platform expands. That's why there's a real need to … Continue Reading

I often promote starting a side business as a way to either create an additional income, or as a strategy to diversify income sources. But the very term "side business" may be intimidating to a lot of people who have never been self-employed. But a side business - like any form of self-employment - … Continue Reading

This post is inspired by the comments from readers on my last post, Counting the Cost of Convenience – Do We Even Bother? The desire for convenience has become an all-encompassing objective in our culture. In the comments thread, we identified the lack of discipline among youth as a major reason w… Continue Reading

When you spend half the day battling the heat, the humidity (or the snow and ice) and the heavy rush of traffic just to commute to work every day, work from home seems like a wonderful idea. You can lounge around all day indoors in your PJs and make a living! However, that’s not all, a freelanc… Continue Reading

The traffic getting my wife into work yesterday was much lighter than either of us anticipated. With the extra time we had, we stopped in at Dunkin’ Donuts to get coffee. There was a line of seven or eight cars queued up at the drive-up window. As is our usual custom, we parked the car and went in… Continue Reading

Millions of working people want nothing more than to pack it in and retire. The Internet has spawned websites and chat rooms dedicated to the topic. People swap stories about what they’re doing to make it happen, and how it’ll feel when they get there. But like so many other aspects of popular t… Continue Reading

You're driving along minding your own business when suddenly you are rear ended. Or, perhaps you were working on the job and received an injury through faulty equipment. These scenarios and many others just like them happen every day to innocent people. What are your options if you get injured throu… Continue Reading