Whether you’re an active credit cardholder at 1st Financial Bank USA or moving towards new financial milestones, identifying (and debunking) common credit card myths is a vital first step in achieving blemish-free credit. Through the unfortunate game of personal-finance telephone, we’ve all hear… Continue Reading

Owning a house is a dream come true for many Americans. But many potential homeowners are torn between buying an existing home and building one from scratch. If you opt for a custom build, you can capitalize on benefits like customization, low competition, low maintenance, and sparkling living space… Continue Reading

Walt Kelly is generally credited with the saying We have met the enemy, and he is us. Have you ever felt that way? It's usually a true assessment. One way this plays out is when we have an obsession with security. It stops us from succeeding in reaching our goals. "The desire for safety stands aga… Continue Reading

A few years ago, I wrote an article for Out Of Your Rut titled How Do You Know When It’s Time to Leave a Job? While I certainly wouldn’t disagree with the content that I wrote for that first article, I realize in retrospect that it was not as complete as it could have been. As time marches on, … Continue Reading

There is no denying that the year 2020 will go down as one of the hardest years in the books for many Americans. Entering the year, there was lots of optimism with the stock market booming and unemployment numbers reaching record lows. All of a sudden, everything came literally crashing down as the … Continue Reading

You just received a RFP or Request For Proposal. You’re probably thinking, “Great! I've made it to the big time,” right? We all know this isn't exactly the case. Very likely, at least several others have also received a RFP.  So, you need to write a response that will stand out from all… Continue Reading

Accounting has been an exciting, lucrative and popular career choice for eons. And it is easy to see why since every organization under the sun needs an accountant. Your skills as an accountant will always be in demand meaning you have job security and many other benefits, including a good salary. A… Continue Reading

Termites feed on cellulose found in wood. To dissect the cellulose, these household pests feed your home’s wooden structures as their meal source. Undetected, termites can significantly damage a home in a matter of months, leading to thousands of dollars in repairs and damages. Homeowners can beat… Continue Reading

We hear a lot about diversifying your investments. And it’s kind of like the financial version of “not putting all your eggs in one basket.” When you diversify, you’re essentially limiting your risk. Some of your investments might be hit hard if there was a big economic event tomorrow… Continue Reading

Bitcoin has been big news for a long time now, but despite its popularity, many people still wonder whether it’s the right investment for them. There's more reason than ever to trade bitcoin in 2020. With 2020 being such an unusual year, there are lots of different considerations when makin… Continue Reading