Rocking an exam isn't even close to the feeling you'll get when you see your credit score go up. If you're not sure how to achieve this kind of financial freedom, you've come to the right place. There are several steps you can take to keep your credit score high. Before you can improve it, yo… Continue Reading

We’re treated to a steady barrage of ads hawking ever lower mortgage rates, or the latest 0% introductory APR offers on credit cards. But lost in the mix are auto loan refinances. That’s unfortunate, because it appears we’re on the cusp of the coronavirus economic meltdown. That being the case… Continue Reading

Besides the credit card and bank account hacks you likely hear about in the news, you also have to watch out for everyday scammers attempting to access your credit card information. Through common credit card scams, criminals are getting more sophisticated. That means you could have vulnerabilities … Continue Reading

For many people, the day they get their first credit card feels like they?ve finally arrived. After all, credit is one of the perks of reaching the age of responsibility. However, many new card users seem to forget everything charged must be paid. That means a new credit card also represents the pot… Continue Reading

Poor credit is something no one wants to be forced to deal with. However, since the housing market crash in the late 2000s, thousands of consumers are doing just that. Regardless, of how low your credit score, it is possible to improve it. But it will take a bit of time, patience and diligence. If y… Continue Reading

I?ve been hearing and reading a lot about how identity theft and identity fraud are the fastest growing crime in America. That doesn?t become ?real? until you get hit by identity theft yourself. And I did, just two days ago. According to a 2017 study by Javelin Strategy & Research, 15.4 milli… Continue Reading

One of the things you will want to do is work to have a high credit rating. This can drastically affect a lot of your financial transactions in the future. Of course, having credit cards can either hurt or help your overall score. The average credit card debt per household is $16,883. Being aware of… Continue Reading

Bad credit loans have a bad reputation. Obviously, a big part of that is deserved. But I?m going to take the contrary opinion here, and say that bad credit loans have a legitimate purpose. Or at least they can, if they're handled the right way. Heresy, you say? Maybe. But I?ve had a lot of perso… Continue Reading

Lots of people get to a point in life where our personal credit is a mess. Maybe it?s the day when you check your credit score only to learn that it is a miserable 539. Maybe it?s the day you realize you now have five figures of credit card debt. Maybe it?s the day you?re denied a loan from one lend… Continue Reading

Identity theft is one of the fastest growing crimes around the world. There have been more than 13 million victims annually. There are radio and television ads screaming that if you're serious about protection, sign up with one of the ?identity theft protection services.? But are these products wort… Continue Reading