The Summary of the 2018 Annual Reports on the fiscal state of the Social Security and Medicare programs is out. It contains significant news, most of it bad. It turns out – surprise – the long expected Medicare crisis is coming sooner than we were led to believe. It’s not going to wait until e… Continue Reading

What if you could get a part time job with health insurance? You’re in luck—you can. There are prominent employers that do offer health insurance for part-time staff. Continue Reading

Let’s have some fun with one of the most depressing subjects of the 21st century – healthcare. Let’s speculate what will replace health insurance after Obamacare blows up. That’s right, blows up. I realize that’s a chilling scenario, but it’s one we must be prepared for. I think Barac… Continue Reading

Want to know something truly disgusting - no, sad really? With all the money that’s spent on healthcare in the US, especially on miracle drugs, the average life span in this country ranks only 26th among the worlds 36 most developed countries, otherwise known as the Organization for Economic Coope… Continue Reading

When January 1 hit, we got some good news – and some bad news. The good news is that we’re finally back in an employer-sponsored health insurance plan. As I reported in the middle of last year, we’ve been on a COBRA plan for the second half of 2017, paying a monthly premium of $1,875. But my … Continue Reading

Early retirement has become a favorite topic in the personal-finance blogsphere. There are even blogs devoted primarily or entirely to the topic. The general theme is save enough money regularly, and invest it faithfully (in S&P 500 index funds), and you’ll be able to retire at 55, 50, 45, 40,… Continue Reading

Health insurance is pivotal to everyone and one should opt to buy health insurance when one is younger. The rising costs associated with medical bills are not going to stop in the near future. Hence insuring oneself and their family is the way to go. Also, there are multiple advantages to securing h… Continue Reading

There’s nothing to fear folks because our healthcare crisis has been solved. It’s all good news with Obamacare. That’s the word from the US Census Bureau. According to their data, the number of uninsured in America has been falling steadily for at least the past three years. Is that what’… Continue Reading

In one of last week’s posts, Could You Afford an $1875 COBRA Payment Every Month?, reader John touched on single-payer health insurance in a comment. I confessed that I’m coming around to the idea. But I’ve been doing some thinking since the comment exchange, and have come to the conclusion th… Continue Reading

You read that right – an $1875 COBRA payment – every month. That’s our new reality. Think you can afford it? I don’t know if we can either, at least not without making major sacrifices. I don’t want to beat this to the point where it turns into blatant whining – though my guess is tha… Continue Reading