Did you know the majority of Americans grade themselves as having a ?C? based on their readiness for retirement, according to RothIRA.com? Worse, few have any concept of retirement healthcare costs. What grade would you give yourself? If you?re like the 54% of workers who said that they don?t … Continue Reading

There?s no two ways around it ? healthcare costs can be a tremendous burden once they begin to pile up. And with the recent developments that Obamacare may be under fire again, it?s important to understand how you can stay on top of your medical bills and minimize their impact. Fortunately, today we… Continue Reading

Has health care finally reached the breaking point? Apparently the number of people choosing to go without health insurance is growing. Should that surprise anyone? It?s actually a rational strategy when the cost reaches the point of being unsustainable. If we haven?t already reached that point, we?… Continue Reading

Bloomberg came out with a report last week showing how poorly America stands on the health care front. In These Are the Economies With the Most (and Least) Efficient Health Care the US ranked #54 in health care efficiency. I think they?re on to something. That?s a very different way of measuri… Continue Reading

The Summary of the 2018 Annual Reports on the fiscal state of the Social Security and Medicare programs is out. It contains significant news, most of it bad. It turns out ? surprise ? the long expected Medicare crisis is coming sooner than we were led to believe. It?s not going to wait until everyon… Continue Reading

What if you could get a part time job with health insurance? You?re in luck?you can. There are prominent employers that do offer health insurance for part-time staff. Continue Reading

Let?s have some fun with one of the most depressing subjects of the 21st century ? healthcare. Let?s speculate what will replace health insurance after Obamacare blows up. That?s right, blows up. I realize that?s a chilling scenario, but it?s one we must be prepared for. I think Barack Obama was … Continue Reading

Want to know something truly disgusting - no, sad really? With all the money that?s spent on healthcare in the US, especially on miracle drugs, the average life span in this country ranks only 26th among the worlds 36 most developed countries, otherwise known as the Organization for Economic Coopera… Continue Reading

When January 1 hit, we got some good news ? and some bad news. The good news is that we?re finally back in an employer-sponsored health insurance plan. As I reported in the middle of last year, we?ve been on a COBRA plan for the second half of 2017, paying a monthly premium of $1,875. But my wife?s… Continue Reading

Early retirement has become a favorite topic in the personal-finance blogsphere. There are even blogs devoted primarily or entirely to the topic. The general theme is save enough money regularly, and invest it faithfully (in S&P 500 index funds), and you?ll be able to retire at 55, 50, 45, 40, 3… Continue Reading