In one of last week’s posts, Could You Afford an $1875 COBRA Payment Every Month?, reader John touched on single-payer health insurance in a comment. I confessed that I’m coming around to the idea. But I’ve been doing some thinking since the comment exchange, and have come to the conclusion th… Continue Reading

You read that right – an $1875 COBRA payment – every month. That’s our new reality. Think you can afford it? I don’t know if we can either, at least not without making major sacrifices. I don’t want to beat this to the point where it turns into blatant whining – though my guess is tha… Continue Reading

What if you could get a part time job with health insurance? You’re in luck—you can. There are prominent employers that do offer health insurance for part-time staff. Continue Reading

This past week the W2 from my wife's employer came in. In box 12c was a very large number, albeit an "informational" one only. It represents the amount paid for health insurance during 2016. Including both the employee and employer portions, our health insurance premium was over $21,000 last year! T… Continue Reading

On the campaign trail and in the debates, presidential candidate Donald Trump promised to fix Obamacare. No - he actually vowed to dismantle Obamacare. He never did quite get around to articulating exactly what he would replace it with. But now that he has been elected president, we can only hope th… Continue Reading

The cost of healthcare in the US is high by any measure, but the more ominous reality is that it continues to get even more expensive. Most assume that rising healthcare costs are a natural phenomenon, or are concerned only that the growing costs of healthcare are covered by insurance or by governme… Continue Reading

In the past I stated that bad health insurance is better than no health insurance, and that is a common position in America today. But the limitation is cost. Health insurance is not just expensive, but very expensive. As in, budget-wrecking expensive. For that reason, there may be times when going … Continue Reading

This article represents my third on this topic, with the original written back in 2011. That was followed with a complete update in 2015, due largely to the fact that the health insurance landscape had changed so dramatically as a result of the implementation of Obamacare. I'm now planning to make m… Continue Reading

Health insurance is not an option but a compulsion. You might fall sick and need to stay in a hospital for few weeks. Or even worse, the doctors prescribe you a surgery. How would you manage to pay for it? Either by breaking your savings or by borrowing money. That leaves little choice other than to… Continue Reading

Do you think that your health insurance premiums are outrageous right now? (You're probably right, by the way) It may actually get worse! A lot of people (mistakenly) believe that health insurance will be reduced to a non-problem in retirement. In fact, health insurance costs are commonly ignored wh… Continue Reading