Showing by category: Health Insurance

Why We Passed on Health Insurance Exchange Coverage
I’ve written about Obamacare in several articles in the past, but I got a chance to get up close and personal with it on a recent expedition into the health insurance exchange. In the past, my view on Obamacare has been something close to neutral. Part of me thinks that it’s a good thing, since Continue Reading
Yes – Part-time Jobs With Health Insurance DO Exist
Due to our recent move from the Deep South to New England, we’ve been forced to completely reorganize our health insurance coverage. We’ve actually done it using one of the strategies that I have outlined on this site in the past – a part-time job. And I am here to report – happily – that Continue Reading
How to Take Control of Your Medical Bills
Last summer my wife had shoulder surgery, and eight months later the bills are still coming in. Yes, we have health insurance, but as everyone who’s ever had a large medical procedure knows, you get bills from people you didn’t even know were in the operating room. So here's come advice on how t Continue Reading
Is It Time to Reform Healthcare Reform (Obamacare)?
Obamacare hasn’t even been around for a year yet, but I think the evidence is mounting that it’s already high time to reform healthcare reform. Health insurance premiums have done nothing but rise, and tens of millions of people continue to go without coverage. If Obamacare is to fulfill its Continue Reading
The Obamacare Open Enrollment Period Is Over – Now What?
By Art Forrest The Obamacare open enrollment period is over. So it is too late to enroll through the government’s “federal facilitated marketplace” ( and get a subsidy to help with premiums. In fact, it’s probably too late to get a traditional individual health insurance pl Continue Reading
There is No Perfect Health Insurance Plan Anymore
Health insurance plans are expensive and the coverage can be full of holes—we all know that don’t we? You can do your best to find the most effective coverage you can afford and still find that a procedure that you need isn’t covered or that the monthly premium rises to the point where you ca Continue Reading
How to Buy Health Insurance Without Paying Too Much
By Art Forrest The recent (and ongoing) health care debate has illustrated how expensive health care is, regardless of whether it’s financed by insurance premiums, higher taxes by the government, or cash out of your pocket. It’s important, then, for both individuals and small & large busi Continue Reading
More Options for People Who Can’t Afford Health Insurance
A while back Out of Your Rut had a blog post titled What to do if you absolutely can’t afford health insurance. There were some great suggestions in that post, including buying an accident insurance policy from someone like AFLAC, using convenient care clinics, and getting a part-time job that off Continue Reading
The Self-Employed Health Insurance Dilemma
Health insurance coverage has become a national concern, but no where is the issue quite as close to home as it if for the self-employed. An employee may be concerned with the size of his premium contribution, or with co-pays and deductibles. Self-employed health insurance carries those concerns and Continue Reading
5 Ways to Cut Your Health Insurance
In 11 Ways to Cut Your Car Insurance - we examined ways to cut your car insurance premiums. Today we’ll flip it around and take a look at what we can do to lower our health insurance costs. This one is even bigger — in many households, health insurance costs are second only to housing as the top Continue Reading