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Showing by category: Motivation

Why Discipline is More Important Than Talent, Skills or Credentials
This post is inspired by the comments from readers on my last post, Counting the Cost of Convenience – Do We Even Bother? The desire for convenience has become an all-encompassing objective in our culture. In the comments thread, we identified the lack of discipline among youth as a major reason w Continue Reading
Focusing on Your Areas of Brilliance
Do you want to know (at least) one of the best kept “secrets” of success? It’s focusing on your areas of brilliance. That means concentrating your time and efforts mainly on those skills and abilities that are your strongest, and that are most likely to put money in your pocket. Lest you th Continue Reading
Overcoming Life’s Hurdles – Achieving the “Impossible”
I’m concerned that my last column (Following Up With a Second Act – Age Discrimination Work-arounds) may have left some readers drawing conclusions that I hadn’t meant for them to draw. So today I an even broader view, of overcoming life's hurdles. What I Didn't Mean to Say in the Last Post Continue Reading
The New Face of Financial Management
With advances in technology, increased use of mobile devices, and growing demand for convenience, the face of money management is changing. In the past, managing personal and business finances revolved around brick-and-mortar banking institutions, which provided most of the services necessary to man Continue Reading
7 Ways to Get the Most Out of Your Paycheck
Financial issues are some of the most challenging parts of life for many people. This is even more true in a tough economy. Financial difficulties are extremely emotional matters for many people, which adds an extra level of complexity to finding solutions. There are countless sources of financial a Continue Reading
Why Credit Unions Are Better than Banks
Many of us have had more than our fill with the banks. High and frequent fees, the lack of a personal relationship, and difficulty getting loans are hardly uncommon with banks. That's true even if you've been a customer of a bank for many years. But there is salvation out there, and you can find it Continue Reading
The Hidden Flaw in Utility Budget Billing
Got another one last month, as I opened the highest Georgia Power bill ever. A little flyer fluttered out to remind me how much I could save and how I could avoid surprises by just signing up to their “Utility Budget Billing” plan. Here’s the hook (my power bill sins for the past year): Continue Reading
Ever Wonder Why You Seem to Fall Behind – No Matter How Much You Earn?
Back in July we received a notification from our gas supplier that our rates would increase by 13% effective August 1. Not the 2.something percent that the Bureau of Labor Statistics (BLS) keeps telling us prices are rising by based on the Consumer Price Index (CPI), but several times higher. The tr Continue Reading
An Under-Appreciated Skill: Leveraging Limited Resources
In a world that’s so hyper-focused on technical skills, “getting a good education”, and getting into “the right career”, it’s easy to overlook the critical importance of what we might refer to as “soft skills”. As shaky as things are in the economy and in the job market today, soft s Continue Reading
Living Beneath Your Means Is the Ultimate Financial Plan
A lot of ink and cyberspace is dedicated to finding ways that help you to achieve financial independence. They tell you of ways to cut your credit card interest rates – all the way down to zero – to earn more money on your investments, and how to earn more money in your career. Those are import Continue Reading