We’d all love to consistently add money to our savings each month, but sometimes it’s not so easy. Even to add extra savings each month can prove difficult. It takes dedication and hard work to keep building your savings, but the benefits are well worth the effort. Whether you’re saving up … Continue Reading

There's are a lot of high-minded financial strategies being written about on the web. But it seems that for most people, finances are a lot closer to the ground. Given that 62% of Americans have less than $1,000 in savings we may need to be concentrating on something much more basic. Becoming a save… Continue Reading

This article topic was suggested by reader/commenter Gary Haas, and it?s a timely one. Barely two years ago, you?d have been lucky to get 1% on savings accounts or certificates of deposit (CDs). But rate increases in the past couple of years have changed that situation somewhat, and it?s now become … Continue Reading

We hear a lot in the media about two very important personal financial issues ? no savings and high debt. The problem is that the two are usually discussed individually. It's as if they?re independent of one another. But I'm convinced that no savings and high debt are connected ? intimately ? and th… Continue Reading

Last week in It?s High Time to Roll Out the Alt-Retirement Movement the comments thread kept coming back to a common topic: savings. Or more particularly, the lack of it. The biggest obstacle people have in preparing for retirement, and in reaching financial independence, is the inability to save mo… Continue Reading

Who wouldn't want to have a little more money at the end of every month? Unless you can simply walk into your boss' office and demand a raise, one of the easiest ways to end up with more money in your bank every month is to make the most out of the funds that you're already making. That is, save mon… Continue Reading

Saving for retirement can be hard if you?re self-employed. It takes a lot of planning and discipline to do it right, and?sometimes creativity to come up with the extra funds. That doesn?t have to stop you from creating a nest egg to take you into your golden years. Consider moving outside the tra… Continue Reading

It often seems that either you?re a saver or you?re not, there?s not a whole lot of middle ground. The main difference between the two is often a simple matter of not getting started. It all begins with an emergency fund, that basic grubstake that you have available for those times when you have mor… Continue Reading

Millions of people and households struggle with debt, and there are various ways offered to help dig out of it. I?ve long felt that the main reason why people have debt problems is because of a lack of savings. If you don?t have savings, you?ll be forced to rely on credit anytime you?re short on… Continue Reading