An unforeseen catastrophe can explode in your placid, contented home anytime. Calamities know no time schedule, and when they strike, there’s no avoiding them. Are you prepared for a home disaster? You should be! Once a disaster happens, the time to prepare is gone and all you can do is cope …an… Continue Reading

I’m not certain what to believe. Evidence has some doubting the existence of a “global warming” problem, but there’s no question there has been some “climate change.” Admittedly that “change” may be part of a regular cycle of Earth, but it has manifested itself in some attention-grab… Continue Reading

There’s been a lot of discussion about the virtues of delaying Social Security benefits, all the way to age 70 if necessary. And while it’s true that your income will be higher as a result of the delay, it’s not always the right thing to do. We’re going to take a look at the tangible benefit… Continue Reading

Spring break is over. Next up – the summer vacation! Are you ready? Traveling is not easy on any of us, but don't worry! The time together can be enjoyable and fun. Follow these tips and your next family summer vacation will be the best one yet. Before You Leave Pick out a family trip that'… Continue Reading

The Columbia Journalism Review issued a report Sunday, April 5, 2015, analyzing the article A Rape on Campus, which appeared in a November 2014 issue of ROLLING Stone. The conclusion of Sheila Coronel, Steve Coll, and Derek Kravitz, all highly respected faculty members, was a failure of the reporter… Continue Reading

We talk a lot about earning a living on this site but one thing that we haven’t covered – that we desperately need to – is what to do if you are the primary provider for your family, or at least a major contributor, and you are hurt on the job. It matters even if your injury is not employment … Continue Reading

Dollar stores are a great concept – at least in theory. They have almost every conceivable item, and all of it on sale for one dollar. Compared to the typical grocery store, or even the big box retailers like Walmart, there’s a lot of savings to be had. But do you really save money at dollars s… Continue Reading

When our kids were very young we began teaching them how to cook. In fact, we have videos of my son helping me cook pancakes for breakfast when he was just four years old! There wasn’t much he could do at that age, but I did have him mix the batter and sometimes flip the pancakes on the griddle. N… Continue Reading

Nuclear energy…the microchip…the electron microscope…the internet…we even put a man on the moon! Darn, we’re pretty stinking smart these days, aren’t we? We’re impressing the heck out of ourselves—what will they (meaning we) come up with next? If we can do all of this, if we can… Continue Reading

You need to make the stock allocation changes. You don’t need to get them 100% right and you can still be far ahead of those who aren’t making changes at all. Continue Reading