Figuring out how to spend less money on a monthly budget can make your life easier. When you handle your money well, you can feel less vulnerable and anxious because money serves as a safety net. Financial stress can lead to conflicts with the spouse or spawn issues over unrelated things that have t… Continue Reading

You just received a RFP or Request For Proposal. You’re probably thinking, “Great! I've made it to the big time,” right? We all know this isn't exactly the case. Very likely, at least several others have also received a RFP.  So, you need to write a response that will stand out from all… Continue Reading

Termites feed on cellulose found in wood. To dissect the cellulose, these household pests feed your home’s wooden structures as their meal source. Undetected, termites can significantly damage a home in a matter of months, leading to thousands of dollars in repairs and damages. Homeowners can beat… Continue Reading

When temperatures plummet or snow falls, it can be easy to forget that your home still needs maintenance and care. It also may need a few cold weather home improvement projects, even though they may be even further from your mind. With real estate markets slowing more and more people are choosing to… Continue Reading

Another of those disturbing reports about Americans not saving money came out on Fortune last week. The U.S. Economy May Be Booming, But Americans Aren't Saving gave the usual litany of dismal saving statistics: 23% of Americans have no savings whatsoever; another 22% have less than three month?s wo… Continue Reading

More than 75% of the population own a smartphone, and about 45% consistently connect to the internet throughout the day, the American Psychological Association has revealed. People are using more data today than in the past few years as the mobile platform expands. That's why there's a real need to … Continue Reading

We're not going to talk today about the best deals on widescreen TVs or the most cost effective cable packages. No, I want to focus on what I?m certain are the far larger effects of TV on our finances. Those effects include time, opportunity cost, and free thought. Those are what TV really costs us.… Continue Reading

In our instant gratification society, when something breaks it leaves us in a panic. Everything from the coffee maker to the car to the house is likely to need a repair at some point. Unfortunately, we are in a habit of hiring someone to make repairs or we rush out and replace the item with a new on… Continue Reading

Redeeming Riches once ran a truly good series, 10 Money-Saving Tips to Help You Stash $10,000!, which includes tips in each post on how to accumulate such a pile of cash, one expense at a time. The initial post in the series took aim at cutting back on going out to eat as the first tip in the quest.… Continue Reading

A while back I wrote an article challenging readers to consider getting rid of their car if they really needed to save money (How Much Can You Save by NOT Owning a Car?). The article was admittedly extreme, at least as far as American cultural preferences go, but the point was well made nonetheless.… Continue Reading