Injuries are a part of life. Most are minor and don’t slow people down. But suffering a personal injury can also be a devastating blow that affects every aspect of your life. That’s why getting compensation for no-fault personal injuries is sometimes necessary.
I’m not one to advocate for legal recourse, but I also don’t think people should suffer for someone else’s mistake. Sometimes individuals and families have to file personal injury claims and contact an attorney to get the help they need.
If you find yourself in one of the situations below remember you don’t have to accept the repercussions of someone else’s mistake.
Getting Compensation for Auto Accidents
Drivers, cyclists, and pedestrians that are injured at no fault of their own in an auto accident have a very solid personal injury case. Auto accidents are one of the most common catalysts for personal injury claims in the U.S.
A top-rated personal injury lawyer handles dozens of auto-related cases every year. Legal analysts note that the damages that can be awarded go far beyond medical expenses. If the injuries kept you from working you can seek compensation for lost wages. You may also receive compensation for pain and suffering.
As long as you seek medical attention right away, documented your records/bills and were in no way responsible for the accident, there’s a good chance the at-fault driver’s insurance company will provide compensation.
When a primary provider is injured on the job it can have serious financial repercussions. Not every employer provides workers comp, especially if you’re a contract employee. Even if workers compensation is available it may not be enough to cover all of the related costs.
Some industries, like construction, have a higher risk of on-the-job injuries but an accident can happen in any workplace. You need to document the injury immediately noting all of the circumstances involved. The human resources manager will need to be made aware of the injury so they can help you receive medical benefits and line up disability and/or workers comp.
If your employer can’t or won’t help you get assistance, then you may have to take legal action. This is often the case if your injury prevents you from working and earning an income. Compensation can be awarded for medical bills, pain and loss of income.
Falls and Slips in a Business
You can be walking along like normal one minute and the next you’re on the ground in pain. Slips and falls happen all the time for many reasons. If the slip and subsequent injury were due to negligence on the part of the business owner you have grounds for a personal injury lawsuit.
A fall may not seem like a big deal, but it can lead to serious injuries. For the elderly, a fall can be a life-threatening event.
In addition to compensation for your immediate medical bills, you may also be able to get the business to cover the cost of physical therapy, medical devices and medications that are used long-term.
Dogs are man’s best friend, but every now and then they aren’t. Every year 4.5 million people in the U.S. are bitten by dogs. Most of the time it’s a minor injury, but even then medical attention is typically needed. Other times the bite is a serious wound that can be life-threatening.
The owner of the dog is responsible, however, state law dictates how the owner must compensate the victim. When a person or pet is attacked by a canine that’s already on a “dangerous dog” list the owner should be held liable and have to cover medical expenses related to the attack. If the attack happened on another person’s property their homeowner’s insurance should cover the cost of medical expenses.
The Federal Consumer Commission (FCC) requires numerous safety tests before products can hit the market, but every now and then a defect will slip through. Sometimes it’s simply a matter of not knowing how the product will hold up over time with use. Other times defects are due to product design or materials that are used. In rare cases the manufacturer is aware of the defect yet fails to notify the FCC and consumers.
When a product defect causes a personal injury and you can prove the product was used correctly, the manufacturer is the liable party. This is established by product liability law. This can be a complex case to handle, especially if there’s no recall on the product. You’ll want to talk with an experienced attorney who understands the laws involved and how to negotiate with a company that doesn’t want to admit they made a defective product.