With a vision, some hard work and a bit of technical knowledge about construction you can begin making an income fixing and flipping houses. But the hurdle that determines who can take on this endeavor and who is left in the lurch comes down to the loan. There are a few different loan types for flip… Continue Reading

When I first began this blog back in 2009, I promised myself I wouldn't write about politics. It’s divisive, and in the end it solves nothing. I think that's exactly what we're seeing right now in the American political circus. But on the other hand, that circus is getting just too entertaining… Continue Reading

Years ago I read a Wall Street Journal article that estimated about 80% of managers are unqualified. With life's experience, I think they were wrong. I think the number is much higher. The unfortunate reality is that most people make bad leaders and managers. I bet you've noticed the same thing. … Continue Reading

"Everyone" is one of those absolute words we should generally stay clear of. But I’m violating conventional wisdom, sticking my neck out, and saying everyone needs to have a blog! You can beat me up for violating protocol, but before you do, consider the seven reasons why I’m making such a bold … Continue Reading

With all of life’s demands, it can sometimes be difficult to prioritize cleaning and sprucing up your home.  This can be especially tough during the holiday season, when most of your free time is probably spent baking, wrapping presents, and sending out holiday cards.  If your space could use so… Continue Reading

In this article we’re going to go high altitude, and debate the question, are things getting worse – or better? This is a completely subjective debate, of course. Most likely, if you’re in the “bottom” 90% you see things getting gradually worse. But if you’re in the “top 10%” you see… Continue Reading

For many people, the day they get their first credit card feels like they’ve finally arrived. After all, credit is one of the perks of reaching the age of responsibility. However, many new card users seem to forget everything charged must be paid. That means a new credit card also represents the p… Continue Reading

Why are so many people drawn to vacation ownership? For one thing, it is an incredibly affordable way to vacation. You can purchase a timeshare at a resort of your choice for a lifetime of vacations that include luxury accommodations, a plethora of incredible amenities and services, and the ability … Continue Reading

Last week MarketWatch published the following article: Opinion: Social Security benefits too low? It’s mostly your own fault. Now I don’t want to be too critical of this article – it makes the valid point that Social Security benefits are reduced by early retirement. I don’t agree with their… Continue Reading

Despite the lack of job security, and the increase in workload and stress, the vast majority of American workers continue on someone else's payroll. In fact, depending on who's statistics you're looking at, the percentage of Americans who are self-employed runs somewhere between 6% and 10% of the to… Continue Reading