High Risk Auto Insurance: How Much Will It Hurt Your Wallet?
Car insurance is something you need before you get behind the wheel and a good driving record can translate to lower premiums. If your driving record is spotty, or your have poor credit, however, you may only qualify for high risk auto insurance. That can drive up the expense of getting covered. Continue Reading
Top 4 Ways You Should be Taking Care of Your Home
With the way that prices are rising on houses, it’s a wonder that most people really can’t afford to buy the home of their dreams these days. That is why it’s so important if you are one of those lucky enough to own your own home, to be taking care of your home to maintain that investment so t Continue Reading
Adjusting Your Retirement Expectations to Fit Your Reality
This is the fifth and final strategy that I spelled out in What to Do if You Cannot Afford to Retire. We’ve already done a deeper dive with saving money no matter how old you are, selling your home if you need to, paying off debt, and continuing to work in retirement. So in this article will tie i Continue Reading
Is Society In a Rut?
ears ago, when I was a young college student, I was in a class where we were discussing a well-known and controversial work by the political theorist Francis Fukuyama, “The End of History and the Last Man.”  The basic premise of Fukuyama’s treatise was that the nations of the world were on an Continue Reading
The Common Sense Guide to Family Wealth Planning
Everyone wants to leave their children a legacy of sorts when they pass on. It's something to be remembered by, whether it’s a favorite tea set, a special hand-made blanket or a trinket that has been handed down from generations. Of course, the biggest legacy (although not the most important or se Continue Reading
Why You May Need to Continue Working in Retirement
This entire discussion is anathema to millions of people who hope for – and expect – a work-free, worry-free retirement. But many, perhaps most, people will absolutely need to continue working in retirement. Surveys show that most people underestimate how much money they’ll need to retire. Yet Continue Reading
Why Paying Off Debt Before Retirement is More Important than Ever
In What to Do if You Cannot Afford to Retire we laid out five separate strategies to help you create at least a comfortable semi-retirement. The five strategies included saving money, getting out of debt, selling your home, continuing to work, and adjusting your expectations. We’ve already done de Continue Reading
Things Around the House You Could Earn Big Bucks Selling
There are a lot of ways to earn big bucks selling in this day and age. You can start an online business overnight and begin raking in the money. Everyone would love the opportunity to make a little extra cash. But not everyone has the time, resources, or experience to add a business to their plate. Continue Reading
It Finally Happened – I Got Hit by Identity Theft
I’ve been hearing and reading a lot about how identity theft and identity fraud are the fastest growing crime in America. That doesn’t become “real” until you get hit by identity theft yourself. And I did, just two days ago. According to a 2017 study by Javelin Strategy & Research, 15 Continue Reading
Who Do You Give Thanks to at Thanksgiving?
In light of the Thanksgiving holiday, we’re going to take a break from the regular fare of careers and money on this site. There are, after all, some things that are more important than money—and even careers! One of them is marked by this very holiday, but I think it often gets lost in the shuf Continue Reading