Whether it came from a parent or a well-meaning teacher, everyone has received advice telling them to get a degree if they want a fruitful job. However, the process isn’t that simple, and many take out hefty student loans to work around steep university expenses. Often, student loans are referred … Continue Reading

When you run a small business, making sure that you spend your marketing budget wisely is extremely important. Instagram is a great choice if you’re looking to grow your small business. You can use it to promote your services or products and connect with more customers on a limited budget. Here ar… Continue Reading

A lot of people feel that they live and live well, but something about their lives just feels incomplete. Sometimes this missing factor can be a true sense of accomplishment. Other times it may just be fear of missing out on building a legacy. Maybe it comes from an unfulfilled desire to leave a gre… Continue Reading

If you're looking for something different as a career option then 2021 has a whole host of opportunities. Connectivity is better than ever before. There’s more access to information and the way that people are doing business has changed radically. All of these mean that there are so many mor… Continue Reading

Solopreneurship may seem like a wish come true. You have the freedom to work for and by yourself, without needing to worry about the pressures of managing a team or requiring anyone else’s permission to grow your business. But being a solopreneur also comes with many challenges. Here are the top 6… Continue Reading

Whether you’re an active credit cardholder at 1st Financial Bank USA or moving towards new financial milestones, identifying (and debunking) common credit card myths is a vital first step in achieving blemish-free credit. Through the unfortunate game of personal-finance telephone, we’ve all hear… Continue Reading

Owning a house is a dream come true for many Americans. But many potential homeowners are torn between buying an existing home and building one from scratch. If you opt for a custom build, you can capitalize on benefits like customization, low competition, low maintenance, and sparkling living space… Continue Reading

Walt Kelly is generally credited with the saying We have met the enemy, and he is us. Have you ever felt that way? It's usually a true assessment. One way this plays out is when we have an obsession with security. It stops us from succeeding in reaching our goals. "The desire for safety stands aga… Continue Reading

A few years ago, I wrote an article for Out Of Your Rut titled How Do You Know When It’s Time to Leave a Job? While I certainly wouldn’t disagree with the content that I wrote for that first article, I realize in retrospect that it was not as complete as it could have been. As time marches on, … Continue Reading

There is no denying that the year 2020 will go down as one of the hardest years in the books for many Americans. Entering the year, there was lots of optimism with the stock market booming and unemployment numbers reaching record lows. All of a sudden, everything came literally crashing down as the … Continue Reading