It’s no secret that higher education is a great way to get ahead in life. But it’s also no secret that many students find themselves beneath a pile of debt by the time they hold that degree in their hands. What are students to do? Graduating in debt is a situation that needs to be addressed soon… Continue Reading

One of the biggest drawbacks to being self-employed is the lack of employer paid or sponsored benefits. One of the biggest of these is a retirement plan. However, there are several self-employed retirement options available. You can choose the one that works best for you, but you can also start with… Continue Reading

The other day I was trying to come up with a word or phrase that would adequately describe the current Donald Trump hysteria. What I came up with was Trumphobia. That’s it!, I thought - I’m totally brilliant! But as it turns out, I’m not that brilliant. As a blogger, one thing I’ve tra… Continue Reading

Bad credit loans have a bad reputation. Obviously, a big part of that is deserved. But I’m going to take the contrary opinion here, and say that bad credit loans have a legitimate purpose. Or at least they can, if they're handled the right way. Heresy, you say? Maybe. But I’ve had a lot of p… Continue Reading

I spend a lot of time on this website hawking the virtues of self-employment. I even see self-employment as the ultimate career solution. But in the interest of full disclosure, I also have to lay out the dark sides of self-employment. They’re real. The purpose of this article is to make you aware… Continue Reading

Reader Tim K. and I were having an email exchange a couple of weeks ago on the topic of universal basic income, or UBI. UBI is an idea advocated by some who see it as the solution to the problems in the job market. As technology increasingly displaces human labor, both unemployment and underemployme… Continue Reading

The U.S. Bureau of Labor Statistics offers some promising data on the future of computers and information technology within the United States. According to the federal bureau, jobs within this industry are expected to grow faster than in many other occupations over the next eight years. By 2024, it … Continue Reading

We have a tightly wound political situation in the US. On the one hand, we have a president who speaks and behaves impulsively. On the other, we have the Democratic Party and their lapdogs in the mainstream media, who are cocked and ready to do whatever is necessary to bring this presidency down. La… Continue Reading

My many years of working in the mortgage business, especially during the lead up to the last housing bust, have given me a special interest in the current housing market. From where I sit, the housing bubble’s back. Don’t get me wrong, I’m glad to see that property values have come back, and b… Continue Reading

Recently it had become time to leave a job at a company I had worked at for many years. It wasn’t a difficult decision either – the overall culture of the workplace had shifted dramatically in recent years, and unfortunately, in my humble opinion, not for the better. What had been novel and exci… Continue Reading