Who Do You Give Thanks to at Thanksgiving?
In light of the Thanksgiving holiday, we’re going to take a break from the regular fare of careers and money on this site. There are, after all, some things that are more important than money—and even careers! One of them is marked by this very holiday, but I think it often gets lost in the shuf Continue Reading
Why You May Need to Sell Your House to Retire
Millions of Americans will not be able to afford to retire. Millions more will barely be able to retire. And still millions more won’t be able to afford to retire, but they’ll go ahead and do it anyway. That’s why you may need to sell your house to retire. This is a suggestion that I made i Continue Reading
Why You Should Save for Retirement No Matter How Old You Are
In What to Do If You Cannot Afford to Retire, I offered as a strategy that you plan to have at least some money saved for the retirement years. I even dared to suggest that you should save for retirement no matter how old you are. This is such an important topic that it needs a post all it’s own. Continue Reading
What to Do if You Cannot Afford to Retire
In today’s world, this concept is so scary that most people don’t even want to think about it. But if you cannot afford to retire, you must think about it.. And you must do more than think about it – you need to create definite strategies and the willingness to follow through with them. Let Continue Reading
Why Rising House Prices Aren’t Necessarily a Good Thing
I suppose I’m about to commit yet another heresy here. After all, it’s likely that most people think that rising house prices are a wonderful thing. But as is my happy little way, I’m going to take the counter position to this belief. While everyone is cheering on ever higher house prices, Continue Reading
5 Reasons Why Some Businesses Succeed and Other Flame Out
Some businesses succeed and others fail. It would be great if there was a specific formula that could guarantee success. But given the number of variables surrounding starting and running a business, the best we can ever do is to improve the odds. Many of the basic factors that determine why some bu Continue Reading
6 Strategies for the Early Retirement Health Insurance Dilemma
Early retirement has become a favorite topic in the personal-finance blogsphere. There are even blogs devoted primarily or entirely to the topic. The general theme is save enough money regularly, and invest it faithfully (in S&P 500 index funds), and you’ll be able to retire at 55, 50, 45, 40, Continue Reading
Book Review: <em>Prosper!</em> By Chris Martenson & Adam Taggart
Years ago, I caught myself watching a children’s cartoon where the main character came face-to-face with an older, future version of himself. His future self was living in miserable conditions and had traveled back in time to help his younger version prevent the awful circumstances that had led up Continue Reading
Why the Dow Could Hit 30,000 – Which is Why I Don’t Like to Give Investment Advice
Since I write a lot about personal finance on this website, and I’ve written hundreds of articles on investing on other sites, I frequently get questions about investment advice. My advice – to the extent that I even give it – is very guarded, and always framed with generous disclaimers. The f Continue Reading
Mobile Data is Not a Luxury Anymore
Contrary to popular belief, mobile data is not a luxury. People have the right to connectivity at all times as the world gradually shifts online, leaving those without data well, out in the cold! Job applications are mostly done online now. LinkedIn does not have a hard copy magazine. Eat Out, Ebay Continue Reading